Does Hopscotch offer a special discount for startups? Absolutely! 💡 If you’re hustling to grow with a lean team and an even leaner budget, this is the kind of deal you should know about. Hopscotch offers a $500 credit 🤑 for eligible startups, letting you modernize B2B payments and automate your financial ops without the friction (or the tab) of legacy banking tools.
In this guide, you’ll get step-by-step instructions to claim the Hopscotch promo code via XRaise 🎉, a deep dive on exactly what Hopscotch brings to the table, eligibility hacks, and tactical advice for extracting max value as an early-stage operator. If you care about keeping cash in your runway and workflow in your control, read on. 🚀
How to Get Hopscotch Promo Code
Getting your Hopscotch discount through XRaise is quick and easy. Just follow these steps:
1️⃣ Visit the Hopscotch Promo Code page on the XRaise website.
2️⃣ Fill out the short form with your name, email, and website.
3️⃣ You’ll receive the Hopscotch promo code and step-by-step instructions via email within 24 hours
With just a few clicks, you can access a vast database of funding opportunities, including grants, tech credits, accelerators, and pitch events.
What is Hopscotch?
Hopscotch is a B2B payments and financial operations platform 💳 custom-built for founders and early teams who are sick of ambiguous bank fees, manual invoicing, and slow settlement times ⏳. Based in New York and YC-backed, Hopscotch aims to make business payments as fast and frictionless as Venmo—except for serious companies, not consumers.
If you’re still 🌀 wrestling with clunky bank portals or losing hours each week to payment follow-up and client reminders, Hopscotch instantly feels like a superpower ⚡. Here’s why:
Key features:
- ⚡ Instant digital payments: Move funds instantly (and free!) between Hopscotch balances, or send via ACH, wire, and more—without the “black box” status of big banks.
- 🧾 Branded Invoicing & Recurring Billing: Fire off professional invoices in 60 seconds, automate reminders, and handle subscriptions or retainer services seamlessly.
- 💳 Virtual Cards for Teams: Spin up business cards with usage controls for founders, ops leads, and team members—no more shared Amex logins.
- 🔁 Two-way accounting sync: Plug Hopscotch into QuickBooks or Xero and save hours of redundant data entry or reconciliation.
- 📊 Client directory & cash flow dashboard: Get a live bird’s eye view of outstanding payments, transaction status, and keep everything audit-proof for tax time.
- 🚫 No minimums, no overdraft: Perfect for lean early teams; no “gotcha” fees if you’re running on low balance.
Why this matters for startups:
- ⏱️ Time and resource savings: Less admin, more heads-down on product, growth, or raising capital.
- 🔎 Financial transparency: Instantly track every dollar in/out, which is key for investor updates or diligence.
- 🧮 Faster close of AR cycles: No more waiting days to get paid or awkward client follow-ups.
- 🌍 Supports distributed teams: Easy for founders, ops, or accountants to collaborate—remotely or async.
Integrations:
QuickBooks, Xero, Stripe, plus starter-friendly APIs for deeper workflow automations.
Who’s using Hopscotch:
Modern SaaS upstarts, agencies, creative collectives, and anyone tired of old-school AP/AR. Backed by Index Ventures, Coatue, and alumni founders from Plaid and Current, Hopscotch isn’t just a shiny interface—it’s a bonafide fintech built for operators in the trenches.
How Much is the Hopscotch Promo Code Worth?
With the right Hopscotch promo code, startups unlock real, meaningful savings 💰 that move the needle—especially for fledgling teams managing every dollar of burn:
- 💵 $500 in Hopscotch credits for eligible early-stage startups
- 🧠 Usable toward transaction fees, premium features, and virtual cards
- 📦 Valid on all standard plans—including Free, Starter, and Business (not just pay-to-play tiers)
How much does that actually save? For teams doing high-frequency payments, this can mean several months’ worth of instant, fee-free transfers, virtual cards, and recurring bills—functionally hundreds of transactions covered before you even reach for the company card.
Max savings:
While $500 is the current most widely available amount, credits sometimes stack up higher through select partner programs (with Business plan users getting the most out of larger payment or integration volumes). For most early-stage startups, $500 is a meaningful offset—especially if your prior solution was either “manual” or “overpriced.” Embrace those fee-free months and reallocate runway elsewhere.
Pro tip:
Unlike fleeting SaaS discounts, these credits don’t just knock a few bucks off a monthly bill—they fund actual core usage, freeing you to test, scale, or automate before spending OPEX.

Eligibility and Tips to Maximize Your Hopscotch Discount
If you’re thinking, “Am I eligible?”—good news: Hopscotch’s startup offer is built for real operators, not just well-funded unicorns.
Who qualifies:
- 🕐 Stage: Companies <5 years old, typically pre-Series B or earlier
- 💸 Revenue: Under $1M ARR (may flex depending on partner program)
- 🏢 Type: Incorporated startup (LLC, Corp)—usually not for unregistered solos
- 🇺🇸 Location: U.S.-based, with a valid EIN or registration
- ✨ Customer status: New to Hopscotch (credits mostly for new signups)
Tips to maximize value:
- 🎁 Stack with other perks: Start with a Free or Starter plan; your credits will last longer, and you can always upgrade if you scale.
- 📧 Use a legit domain: Always register with your startup’s domain email, not Gmail or “stealth project” addresses.
- 🧑💼 Onboard team early: Add ops or finance leads ASAP so they can set up automations, bookkeeping sync, and virtual cards without friction.
- 💼 Batch payment ops: Push all B2B payment cycles through Hopscotch—maximize credits on what would otherwise be expensive bank fees.
- ⏰ Automate triggers: Set up recurring payments and automated reminders before credits expire (typically a 6–12 month window).
- 🔌 Check stack compatibility: Layer Hopscotch atop your existing QuickBooks/Xero sync on day one—it compounds your accounting efficiency.
Avoid common snags:
🚫 Don’t try to game the system with duplicate signups or fake incorporations. Hopscotch’s partner programs review details like LinkedIn, website, and actual registrations.
Hopscotch Plans and Pricing
Hopscotch’s pricing is refreshingly clear, with no predatory asterisks and plenty of value even at entry level. Here’s where the credits hit hardest:
Plan | Monthly Price | Annual Price | Key Features | Who It’s For |
---|---|---|---|---|
Free | $0 | N/A | Invoicing, payments, unlimited clients, QBO/Xero sync, instant balance transfers | Solopreneurs, micro-teams |
Starter | $29/mo | $290/yr | All Free + virtual cards, automated recurring billing, advanced client management | Growing teams (up to 3 users) |
Business | $99/mo | $990/yr | All Starter + priority support, more users/cards, custom reporting, API access | Multimember teams, dev/API users |
Enterprise | Custom | Custom | Full feature set + dedicated manager, custom integrations, advanced support | Scaling, finance-forward orgs |
- 🎯 Where discounts apply: Startup credits are valid on any plan—meaning you can burn through your $500 credit regardless of whether you’re running lean or already scaling up usage.
- 💳 Transaction fees: On free-tier, you pay per usage (but credits offset this); higher tiers bake in more “all-in” features and priority support.
Maximize savings:
Starter plan + $500 credits = nearly 18 months free if you keep transaction volume modest. Or, use credits to quickly experiment with paid features—virtual cards, automated billing—without risking cash outlay.
Who Should Use Hopscotch?
If your day-to-day is a juggling act of making dozens of B2B payments, tracking invoices, and avoiding bank headaches, Hopscotch was probably built for you.
Ideal users:
- 👨💻 SaaS founders managing subscriptions or batch client invoices
- 🧑🎨 Agencies/consultancies who need to pay vendors, contractors, or collect client payments fast
- 🛠️ Tech-enabled service businesses (dev shops, design, legal ops)
- 🌐 Small but distributed ops teams wanting instant, easy internal payments + spend monitoring
Startup stage fit:
- 🚀 Pre-seed to Series B: Runway-conscious, resourceful, not ready for enterprise accounting suites, but needing automation now.
- 👥 Team size: 1–15 is the sweet spot. Bigger is fine if you don’t need heavyweight ERP.
- 🧩 Primary pains solved:
- 📉 Manual AR/AP nightmares
- 🧾 Clunky invoicing and collections
- 👻 “Ghost transactions” with slow bank wires
- 🔄 Team payment chaos (no more waiting days or sharing logins)
If your business needs detailed international wire coverage or deep ERP, you might outgrow Hopscotch. But for 80% of early-stage U.S. startups? This is plug-and-play finance, with fat credits to boot.
Hopscotch Best Alternatives
Nobody solves every pain. Smart founders benchmark before locking in. Here’s how Hopscotch stacks up to two real-world alternatives:
Tool | Best For | Pros | Startup Cons |
---|---|---|---|
Hopscotch | Early-stage B2B SaaS, agencies | Clean UI, $500 credits, instant team/internal payments, virtual cards | U.S.-only, no multi-currency, not for heavy ERP |
Bill.com | Mature SMBs, multi-entity AP/AR | Enterprise AP/AR features, global payment rails, deep compliance | Higher starting price ($45+/mo), steeper learning curve |
Melio | Microbusiness AP (accounts payable) | Free ACH payments, dead-simple UI, pay vendors by card | Not built for AR/invoicing, no virtual cards, less workflow |

Key takeaway: If your needs are complex, Bill.com rules. But for early teams who’d rather deploy product than wrangle account ledgers, Hopscotch brings speed and savings hard to match.
FAQ on Hopscotch Promo Code
❓Can I combine the $500 credits with a free trial?
Usually, no—Hopscotch startup credits kick in for eligible new users and aren’t stackable with other internal promos, but they don’t block you from using free trials from other SaaS tools alongside.
❓How do I know I’m eligible?
Meet the age (<5 yrs), U.S.-registered, and new-user criteria (full details above). Using your company website and email is key.
❓Can I use the credits for any feature?
Nearly all—including premium plans, virtual cards, and most transaction fees. They can’t be withdrawn as cash or sent direct to a founder.
❓Is this recurring or one-time?
One-time per company. Once you burn through your credits, regular pricing resumes—but by then you’ll know if it’s mission-critical.
❓Do I need a VC or accelerator to access credits?
No, but VC/accelerator partners (like YC or XRaise) often make access easier/automatic. XRaise is a reliable standalone route.
❓Does it work for nonprofits or students?
Most credits are for incorporated startups. Nonprofits may qualify if registered; students/sole props are generally excluded.
❓What if I’m outside the U.S.?
Sadly, Hopscotch is U.S.-only for now. Try Melio or Bill.com for broader international support.
Final Thought
Scalable, founder-friendly finance isn’t a nice-to-have—it’s a survival necessity in the world of early-stage startups. Hopscotch’s $500 credits mean you can skip the legacy headaches💕, automate payments, and keep your investors happy (with receipts to match), all while staying under budget and ahead of admin work.
If you’re operating in the U.S. and tired of wading through banking red tape or manual payment chaos, Hopscotch is a tactical unlock—especially with the startup promo🔥. Use your credits wisely: consolidate payments, track cash flow, and set up best-in-class ops before you ever spend a dime.
Ready to save and scale smarter?
📌 Claim your Hopscotch discount on XRaise today! 🚀